About us

Wisercarbuyer.com is all about helping you with your next car. Whether you want us to handle it on your behalf or you want to buy it yourself. We are at the end of the phone or our website is packed full of useful information, finance calculators and car buying tools.

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About our Website

Wisercarbuyer.com provides calculators, tools and advice to help you get a better deal on your next car. Our free of charge car finance calculators cover all forms of car finance from car loans, personal contract purchase (PCPs), leases and hire purchase agreements (HP). In addition, we have a unique depreciation calculator and a number of comparison tools to help you compare different car buying scenarios and deals.

We include no nonsense guides to help you understand the car and car finance market and get the most from your car buying or car finance experience. Invest a little time on our site, follow the links and we are confident you will make better car buying decisions.

PCP calculator- we can help you decide if a personal contract purchase (PCP) is the right finance vehicle for you. This calculator will help you understand the relationship between the price of the vehicle, the interest rate, the balloon payment (GMFV) and your monthly repayments.

Car loan or Hire Purchase (HP) calculator – if you want to own your car outright at the end of the loan term, hire purchase (HP) may be your preferred option. Use this car loan/ HP calculator to work out what you can afford.

Car leasing - car leasing is popular and simple way to finance a vehicle and we provide a comparison tool to help you decide if it’s the right choice for you.

Depreciation Calculator – a unique calculator which will give you a quick fire guide to the value of a car now and in the future.

Other calculators include mileage calculators which to help you work out the cost of fuel for different vehicles and journeys as well as various tools to enable you to compare different finance and car buying options. Take time out to visit our advice centre to get an understanding of the car buying market.

We will be adding other tools to the site so be sure to bookmark us and visit us again soon.